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Whitewater: Economy & Jobs

Households in Whitewater earn a median $54,969 (1.5× below Walworth County median $80,520; 1.4× below Wisconsin median $77,485), with homes at a median value of $229,400. The surrounding county supports 33,615 jobs (avg $54,167).

Income & Affordability

Median household income $54,969 — below the Wisconsin median ($73,427). Poverty rate 26.8% (U.S. average ~12.5%). 42% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).

Affordability · Home Price To Income4.2×
Affordability · Home Affordabilitymoderate
Affordability · Rent Pct Income21.5%
Affordability · Rent Affordabilityaffordable
Affordability · Pct Severely Rent Burdened42.0%
Affordability · Poverty Rate26.8%
Affordability · Property Tax Pct Income7.0%
Irs Income · IRS tax returns filed$42,630
Irs Income · Total Adjusted Gross Income (thousands)$3,224,973
Irs Income · Average AGI per return$75,650 (at Wisconsin median)
Irs Income · Year2022
Income Estimate$55,836
Median Household Income$54,969 (vs Wisconsin $73,427)
Poverty Rate26.8%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforcemixed
Economic Character · Top IndustryEducation Healthcare
Economic Character · Income Levelmiddle-class
Economic Character · Median Income$54,969

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 3.7% — near the U.S. average of ~4%. 9% work from home (U.S. average ~15%).

Commuter Profile · Mean Commute Min17.00
Commuter Profile · Work From Home Pct9.1%
Commuter Profile · Profileshort commute
Employment · Avg annual employment (county)33,615
Employment · Total annual wages (county)$1,820,810,164
Employment · Average annual pay$54,167
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment2,885,990
Unemployment Rate3.7% (vs Wisconsin 2.2%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms171
Agriculture · Land In Farms Acres44,413
Agriculture · Avg Farm Size Acres259.70
Agriculture · Top CommoditiesSod, Animal Totals, Poultry Totals, Crop Totals, Grain
Agriculture · Year2022
Business Patterns · Establishments (employer count)2,032
Business Patterns · Total Employees31,688
Business Patterns · Annual Payroll Thousands1,604,673
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores16
Local Businesses · Liquor Stores5
Local Businesses · Gas Stations38
Local Businesses · General Merchandise7
Local Businesses · Clothing Stores10
Local Businesses · Bookstores4
Local Businesses · Paint Hardware3
Local Businesses · New Car Dealers9

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants65
Dining Scene · Fast Food54
Dining Scene · Bars35
Dining Scene · Coffee Snacks10

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (6)

PremierBank
COMMERCIAL BANK BRANCH · 200 S Fremont St · 53190
First Citizens State Bank
First Citizens State Bank · 207 W Main St · 53190
First Citizens State Bank
FAIRHAVEN RETIREMENT COMMUNITY BRANCH · 435 W Starin Rd · 53190
First Citizens State Bank
MULBERRY GLEN RETIREMENT COMMUNITY BRANCH · 1281 W Main St · 53190
First Citizens State Bank
WEST BRANCH · 1058 W Main St · 53190
Associated Bank, National Association
WHITEWATER BRANCH · 219 W Center St · 53190

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (5)

Walmart Supercenter 1274
Super Store · 1362 W Main St
Walgreens 12638
Other · 1041 W Main St
Casey's General Store 3714
Convenience Store · 1353 W Main St
Casey's General Store 3715
Convenience Store · 650 E Milwaukee St
Kwik Star 493
Convenience Store · 305 Elkhorn Rd
Nearest Snap · NameWalmart Supercenter 1274
Nearest Snap · Total In Area11

Sources: USDA SNAP API — state+city name match

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameWHITEWATER CHAMBER OF COMMERCE

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$461,614,291
Federal Spending · Per Capita5,437.15 (vs Wisconsin $6,238)
Federal Spending · Population84,900 people (vs Wisconsin 25,785)

Sources: USAspending API

Other

Pct Drove Alone64.8%
Pct Public Transit13.3%
Pct Walked9.1%
Retirement Score · Median age22.1 years (vs Wisconsin 38.3y)
Retirement Score · Ss Household Pct20.4%
Retirement Score · Hospitals Nearby1
Retirement Score · Va AccessYes
Retirement Score · Factorshospital access, VA nearby
Retirement Score · Ratingfair

Sources: Census ACS 5-Year 2023  ·  Refreshed 2026-04-12