St. Croix Falls: Housing & Real Estate
The median St. Croix Falls home is valued at $249,400 (estimated market value runs 11% higher at $276,307), with median rent $914 (about the same as Polk County median $922; 1.2× below Wisconsin median $1,059). Homeownership rate: 58.7%. That's 1.1× higher than the Polk County median ($222,800); 1.1× higher than the Wisconsin median ($225,700). Market is warm. Vacancy rate 5.4%. New construction makes up 3.2% of stock. A municipal building code is in effect.
- 3.8× annual income — home value vs. household income (vs Wisconsin 3.1×).
- 22.7 years to break even renting at the median (vs Wisconsin 18y).
- 4-BR rent is 2.2× a studio — rent gradient by unit size.
- Median rent 16% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $249,400 — 1.1× the Wisconsin median ($225,700). Median rent $914/month. homeownership rate 58.7% — below the U.S. share of ~65%.
| Affordability · Home Price To Income | 3.8× |
|---|---|
| Affordability · Home Affordability | moderate |
| Affordability · Rent Pct Income | 15.9% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 11.1% |
| Affordability · Poverty Rate | 3.4% |
| Affordability · Property Tax Pct Income | 4.5% |
| Fair Market Rent · Studio rent | $756 (vs Wisconsin $932) |
| Fair Market Rent · One-bedroom rent | $836 (vs Wisconsin $988) |
| Fair Market Rent · Two-bedroom rent | $1,097 (vs Wisconsin $1,246) |
| Fair Market Rent · Three-bedroom rent | $1,357 (vs Wisconsin $1,648) |
| Fair Market Rent · Four-bedroom rent | $1,669 (vs Wisconsin $1,784) |
| Fair Market Rent · HUD FMR area | Polk County, WI |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $276,307 |
| Median Home Value | $249,400 (vs Wisconsin $225,700) |
| Median Rent | $914 (vs Wisconsin $1,059) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 5.4% |
| Housing Market · New construction (% of stock) | 3.2% |
| Housing Market · Price Appreciation 2Yr | 15.2% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (1)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% (at Wisconsin median) |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% (at Wisconsin median) |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% (at Wisconsin median) |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 6.2% (vs Wisconsin 47.7%) |
| Broadband · Broadband-capable premises | 1,234 |
| Electricity · Electricity rate (¢/kWh) | 17.18¢/kWh |
| Electricity · Customers | 2843874 |
| Electricity · Revenue Millions | $3,783 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0.000000000 |
| Mobile Broadband · 4G mobile coverage | 1.000000000 (at Wisconsin median) |
| Mobile Broadband · 5G mobile coverage | 0.966666667 (vs Wisconsin 100.0%) |
| Mobile Home Parks Detail · County total | 1 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Other
| Homeownership Rate | 58.7% (vs Wisconsin 60.8%) |
|---|---|
| Median Year Built | 1977 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12