St. Francis: Housing & Real Estate
$234,500 is the median home value in St. Francis (estimated market value runs 9% higher at $256,342), with median rent $1,004 (1.1× below Milwaukee County median $1,101; 1.1× below Wisconsin median $1,087). Homeownership rate: 54.6%. That's about the same as the Milwaukee County median ($230,700); 1.1× below the Wisconsin median ($266,500). Market is warm. Vacancy rate 5.1%. New construction makes up 10.3% of stock. A municipal building code is in effect.
- 4.1× annual income — home value vs. household income (vs Wisconsin 3.1×).
- 19.5 years to break even renting at the median (vs Wisconsin 18y).
- 4-BR rent is 1.7× a studio — rent gradient by unit size.
- Median rent 24% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $234,500 — 1.0× the Wisconsin median ($225,700). Median rent $1,004/month. homeownership rate 54.6% — below the U.S. share of ~65%.
| Affordability · Home Price To Income | 4.1× |
|---|---|
| Affordability · Home Affordability | moderate |
| Affordability · Rent Pct Income | 18.7% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 42.6% |
| Affordability · Poverty Rate | 17.0% |
| Affordability · Property Tax Pct Income | 8.0% |
| Fair Market Rent · Studio rent | $1,027 (vs Wisconsin $932) |
| Fair Market Rent · One-bedroom rent | $1,119 (vs Wisconsin $988) |
| Fair Market Rent · Two-bedroom rent | $1,338 (vs Wisconsin $1,246) |
| Fair Market Rent · Three-bedroom rent | $1,648 (at Wisconsin median) |
| Fair Market Rent · Four-bedroom rent | $1,784 (at Wisconsin median) |
| Fair Market Rent · HUD FMR area | Milwaukee-Waukesha, WI MSA |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $256,342 |
| Median Home Value | $234,500 (vs Wisconsin $225,700) |
| Median Rent | $1,004 (vs Wisconsin $1,059) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 5.1% |
| Housing Market · New construction (% of stock) | 10.3% |
| Housing Market · Price Appreciation 2Yr | 13.2% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (5)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% (at Wisconsin median) |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% (at Wisconsin median) |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% (at Wisconsin median) |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 56.0% (vs Wisconsin 47.7%) |
| Broadband · Broadband-capable premises | 5,205 |
| Electricity · Electricity rate (¢/kWh) | 17.18¢/kWh |
| Electricity · Customers | 2843874 |
| Electricity · Revenue Millions | $3,783 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0.000000000 |
| Mobile Broadband · 4G mobile coverage | 1.000000000 (at Wisconsin median) |
| Mobile Broadband · 5G mobile coverage | 1.000000000 (at Wisconsin median) |
| Mobile Home Parks Detail · County total | 1 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Other
| Homeownership Rate | 54.6% (vs Wisconsin 60.8%) |
|---|---|
| Median Year Built | 1962 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12