St. Joseph: Economy & Jobs

$90,625 is the median household income in St. Joseph (1.2× higher than La Crosse County median $73,013; 1.2× higher than Wisconsin median $73,427), with homes at a median value of $285,100. The surrounding county supports 69,521 jobs (avg $58,448).

Income & Affordability

Median household income $90,625 — above the Wisconsin median ($73,427). Poverty rate 10.4% (U.S. average ~12.5%).

Affordability · Home Price To Income3.1×
Affordability · Home Affordabilitymoderate
Affordability · Rent Pct Income11.7%
Affordability · Rent Affordabilityaffordable
Affordability · Poverty Rate10.4%
Affordability · Property Tax Pct Income4.8%
Irs Income · IRS tax returns filed$57,640
Irs Income · Total Adjusted Gross Income (thousands)$4,696,750
Irs Income · Average AGI per return$81,484 (vs Wisconsin $74,990)
Irs Income · Year2022
Income Estimate$96,383
Median Household Income$90,625 (vs Wisconsin $73,427) median_household_income: 4 observations from 2026-04-23 to 2026-04-29
Poverty Rate10.4%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforcemixed
Economic Character · Top IndustryManufacturing
Economic Character · Income Levelupper-middle
Economic Character · Median Income$90,625

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 1.3% — below the U.S. average of ~4%. 20% work from home (U.S. average ~15%).

Commuter Profile · Work From Home Pct20.3%
Commuter Profile · Primary Modedrove alone
Employment · Avg annual employment (county)69,521
Employment · Total annual wages (county)$4,063,344,130
Employment · Average annual pay$58,448
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment2,885,990
Unemployment Rate1.3% (vs Wisconsin 2.2%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms21
Agriculture · Land In Farms Acres14,509
Agriculture · Avg Farm Size Acres690.90
Agriculture · Top CommoditiesCrop Totals, Grain, Animal Totals, Milk, Corn
Agriculture · Year2022
Business Patterns · Establishments (employer count)3,140
Business Patterns · Total Employees64,448
Business Patterns · Annual Payroll Thousands3,418,970
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores12
Local Businesses · Gas Stations36
Local Businesses · General Merchandise6
Local Businesses · Clothing Stores13
Local Businesses · Pet Stores7
Local Businesses · Bookstores4
Local Businesses · Electronics Stores7
Local Businesses · Home Centers3

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants95
Dining Scene · Fast Food90
Dining Scene · Bars80
Dining Scene · Coffee Snacks20

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (10)

Citizens State Bank of La Crosse
ONALASKA BRANCH · 625 Main St · 54650
Associated Bank, National Association
LACROSSE FESTIVAL FOODS BRANCH · 2500 State Rd · 54601
Coulee Bank
Coulee Bank · 1516 Losey Blvd S · 54601
BMO Bank National Association
LA CROSSE - ROSE BRANCH · 1300 Rose St · 54603
Merchants Bank, National Association
ONALASKA BRANCH · 3140 Market Pl · 54650
WNB FINANCIAL, N.A.
HOLMEN BRANCH · 1506 Cole Court · 54636
River Bank
LA CROSSE BRANCH · 4401 Mormon Coulee Rd · 54601
Citizens First Bank
HOLMEN BRANCH · 1757 Temte Street · 54636
Old National Bank
LACROSSE BRANCH · 2570 Midwest Dr · 54650
Wells Fargo Bank, National Association
ONALASKA BRANCH · 591 Theater Rd · 54650

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (1)

Craigs Meats & Catering
Specialty Store · N9064 State Road 162
Nearest Snap · NameFestival Foods 1
Nearest Snap · Distance0.1 mi

Sources: USDA SNAP — nearest by coordinates

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameGREATER LA CROSSE AREA CHAMBER OF COMMERCE FOUNDATION INC

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$5,152,966,179
Federal Spending · Per Capita42,662.66 (vs Wisconsin $6,238)
Federal Spending · Population120,784 people (vs Wisconsin 25,785)

Sources: USAspending API

Other

Pct Drove Alone72.1%
Pct Walked20.3%
Retirement Score · Median age36.8 years (vs Wisconsin 38.3y)
Retirement Score · Ss Household Pct19.7%
Retirement Score · Hospitals Nearby2
Retirement Score · Va AccessYes
Retirement Score · Factorshospital access, VA nearby
Retirement Score · Ratingfair

Sources: Census ACS 5-Year 2023  ·  Refreshed 2026-04-12